Web-payments

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    For e-commerce businesses seeking international payment solutions without a merchant account, PayPal and Stripe are popular choices, though they differ in global reach. While PayPal supports a broader range of countries and currencies, Stripe is rapidly expanding its availability; businesses should carefully consider their target markets and supported regions when selecting a payment processor.
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    RESTful APIs are becoming increasingly common in payment gateways like Stripe and Amazon due to their advantages. These APIs offer benefits such as improved performance through HTTP caching, simplified application structure, and easy integration with various programming languages. While not all gateways use RESTful APIs (e.g., PayPal, Braintree), considering the API type is important when choosing a payment gateway for your needs.
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    PCI, or Payment Card Industry Security Standards Council, was formed by major credit card companies to protect cardholder data through the Payment Card Industry Data Security Standard. This standard mandates annual compliance reviews for organizations processing credit card transactions, with the type of review depending on transaction volume. Merchants can reduce their PCI compliance burden by accepting eChecks, using tokenization, or utilizing their provider's secure web payment page.
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    Securely hosted payment pages are offered by payment processors to simplify online payments for merchants, but features vary across providers. Key considerations when choosing a payment page include PCI compliance, customization options for branding and data fields, supported payment methods like eChecks, and the availability of both single and recurring payment options. Merchants should prioritize ease of use and ensure these secure pages are included without additional fees.