Payment-gateways

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    For e-commerce businesses seeking international payment solutions without a merchant account, PayPal and Stripe are popular choices, though they differ in global reach. While PayPal supports a broader range of countries and currencies, Stripe is rapidly expanding its availability; businesses should carefully consider their target markets and supported regions when selecting a payment processor.
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    RESTful APIs are becoming increasingly common in payment gateways like Stripe and Amazon due to their advantages. These APIs offer benefits such as improved performance through HTTP caching, simplified application structure, and easy integration with various programming languages. While not all gateways use RESTful APIs (e.g., PayPal, Braintree), considering the API type is important when choosing a payment gateway for your needs.
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    Amazon, the leading online retailer, is expanding its reach by offering e-commerce technology to other businesses with the new Amazon WebStore. This platform allows retailers to utilize Amazon’s services and benefit from the company's strong reputation in online shopping. Experts believe this offering is compelling, enabling businesses to leverage Amazon's technology and consumer trust.
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    Accepting eChecks or ACH transactions offers significant cost savings compared to credit cards due to their simple per-transaction fee structure. Beyond cost, eChecks provide numerous benefits like easy integration with shopping carts, reduced administrative and reconciliation expenses, and improved cash flow. Businesses can leverage these savings to enhance customer loyalty programs or offer discounts, making eChecks a financially and operationally advantageous payment method.