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Choosing an e-commerce shopping cart is a crucial decision, with payment processor compatibility being paramount. Merchants should consider hosted carts for ease of use or non-hosted options like open-source or paid carts based on their technical skills and budget. Factors like customer support responsiveness and server technology requirements are also important for long-term satisfaction and smooth operation.

Storing sensitive customer data locally for rebilling purposes creates PCI compliance challenges, leading many merchants to seek alternatives. Merchant account providers offer a solution by securely storing customer payment information and issuing a customer ID or token. This allows merchants to rebill customers using just the ID, simplifying PCI compliance and streamlining recurring transactions.

This article provides a list of test credit card numbers for major card types including Visa, MasterCard, and American Express. These numbers are specifically for developers and merchants to test their merchant accounts without using real financial data. It is important to note these are not valid credit card numbers for actual purchases.

Accepting donations online is a growing trend, offering automatic recurring payments and convenience for both donors and organizations. eChecks or ACH transactions are presented as a cost-effective alternative to credit cards for donations, offering lower transaction fees. Payment processors provide tools like secure web pages and virtual terminals to simplify online donation acceptance, accommodating both website and offline donation methods.

Storing customer credit card information is now heavily regulated by PCI, making rebilling challenging for merchants aiming for compliance. A solution is to utilize a PCI-approved third-party payment processor to securely store card details and issue a customer ID in return. This approach allows merchants to rebill customers using only the ID, thus achieving PCI compliance by avoiding direct storage of sensitive cardholder data.